Whether you are an avid motorist, a car-loving commuter, a reluctant passenger or a pedestrian at leisure in this province, chances are you will be impacted by auto insurance laws, policies and provisions at one point or another.
BC ‘s system of auto insurance is praised by many people and criticized by others, both for what it provides and what it does not. But – in fact and at present – BC is the only jurisdiction in Canada that continues to enable its citizens to seek justice through the courts without restriction. That is, people are not denied compensation due to the presence of right-restricting regulations or prohibitive legislation, such as: no-fault insurance, caps on damage awards, costly deductibles or severe limitations imposed on people suffering so-called ‘minor’ injuries.
Still, the current system must be scrutinized all the time to ensure the rights of citizens are not limited unfairly. At present, a significant concern remains about a pilot project that is underway between ICBC – the monopoly provider of basic auto-insurance coverage in this province – and the BC Chiropractic Association. These organizations are operating as partners, and the arrangement has caused concern that citizens are now unjustifiably losing their right to some aspects of privacy and are also at risk of receiving a reduced level of healthcare.
Get the background information on how ICBC grabbed private health records of accident victims through an unfair agreement with BC chiropractors.